reframing development for
Attainable,
accessible homeowner
ship, in your 'hood, for life.
THe problem
Something’s missing in “The Missing Middle”:
What is Missing Middle Housing?
Intended to add more affordable housing, these are options other than single-family homes, or large apartment buildings. Think duplexes, triplexes, 4-plexes, ADUs (accessory dwelling units), cottage clusters, small apartment buildings. Adding these kinds of historically available units was supposed to bring home-ownership into reach for more people. It has had very little impact.
THe Solution
Renovation and co‑ops fill the gap
By renovating under-used homes and properties in our neighborhoods; creating new, accessible, separately-owned homes, we can create true affordability - and nourish community while we are at it.
What we need is Cooperative purchase and ownership options, and to come together to solidify a pathway home!
Keep up as we grow!
These efforts are part of a grassroots movement to use what we have to provide for what we need.
Learn for yourself – learn for your loved ones.
Who we are
Our co-developers
This program is the brain and heart-child of Rachel Hemmingson, a maverick, social activist with deep understanding of residential real estate, mortgage lending, our current senior housing models, the economics financial advisors cannot help with, and life transitions. She has tinkered with this vision for many years. In the fall of 2025 she saw the stars align in the larger community, and sent out an invitation to people she knew and respected who might help. She was abundantly clear that this vision could in no way be realized by one person. A team was needed.
And a team stepped up and grew, and evolved --and here we are. There are more people than those I'll share about here -- many many friends and colleagues have cheered this vision along over many years.
Here is a little about the core group moving the vision forward now.